Electronic credit card transactions; Electronic payment, namely, electronic processing and transmission of bill payment data; Financial services rendered in connection with the issuance, receipt and transfer of lines of credit, namely, credit processing services; Financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale; Payment processing services, namely, credit card and debit card transaction processing services; Providing electronic processing of ACH and credit card transactions and electronic payments via a global computer network; Providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments