Secure electronic transmission of data, information, messages, images and applications, via a communications network, online via a global computer network, via near field communication (NFC) technology, and via telecommunication, mobile or wireless devices, in the field of financial services; secure electronic transmission of data, information to mobile telephones and near field communications (NFC) technology-enabled apparatus and devices; secure electronic transmission of bills and payment of such bills via computer terminals connected to the internet; computer and mobile device services, namely, providing an on-line electronic database featuring private and secure real time electronic communication of financial transaction information through electronic means via a wireless network and mobile telecommunication devices; providing access to third party websites by enabling users to log in to financial accounts through a username and password via the internet; providing access to global computer networks and electronic communications networks for transmission or receipt of data