Financial services, namely, providing merchant payment transaction processing services to allow Internet users to buy physical or digital goods via electronic communications networks, all conducted globally via the Internet and mobile networks; Electronic payment, namely, electronic processing and transmission of bill payment data, Clearing and reconciling financial transactions via a global computer network for digital and physical Internet goods or services, all conducted via global communications networks; providing a wide variety of payment and financial services, namely, credit card processing payment services, Financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale; bank transfers in the nature of electronic transfer of money and direct electronic debit transaction processing; stored value prepaid services, namely, processing electronic payments made through prepaid cards, and electronic money transfer