Computer application software for portable electronic devices, mobile phones, handheld computers, and personal computers, namely, software for facilitating payments, payment monitoring, and invoicing; Computer e-commerce software to allow users to perform electronic business transactions via a global computer network; Computer software that provides real-time, integrated business management intelligence by combining information from various databases and presenting it in an easy-to-understand user interface; Computer software, namely, an application allowing sales and field service employees to update and receive data stored in an enterprise's computer databases in real time, using a mobile device, with full telephony integration with the telephone and/or software features of the mobile device; Computer software, namely, electronic financial platform that accommodates multiple types of payment and debt transactions in an integrated mobile phone, PDA, and web based environment; Electronic payment terminal; Multi-functional electronic payment terminals

Bill payment services; Electronic funds transfer; Electronic funds transfer by telecommunications; Electronic payment, namely, electronic processing and transmission of bill payment data; Electronic transfers of money; Financial transaction services, namely, providing secure commercial transactions and payment options; Financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale