Advisory services in the field of employee benefits for group healthcare and business insurance offered to employees in addition to standard benefits such as medical, dental, life insurance including short term disability, long term disability, cancer insurance, accidental death and dismemberment; Brokerage in the field of insurance, osha safety compliance, workers compensation cost reduction services, insurance audit dispute services; Consulting and information concerning insurance; Consulting services in the field of state and federal employee benefit plans concerning insurance and finance; Design and development of insurance policies for others; Electronic processing of insurance claims and payment data; Financial consultancy and insurance consultancy; Financial evaluation for insurance purposes; Financial services, namely, issuance and management of certificates backed by loan portfolios which are subsequently managed to insure the integrity of the certificates; Insurance administration; Insurance administration in the field of commercial property and casualty and personal lines and benefits; Insurance administration services, namely, assisting others with collecting insurance premiums; Insurance agencies; Insurance agencies in the field of commercial property and casualty and personal lines and benefits; Insurance agency and brokerage; Insurance and financial information and consultancy services; Insurance brokerage; Insurance brokerage in the field of commercial property and casualty and personal lines and benefits; Insurance brokerage services; Insurance consultancy; Insurance consultancy services, namely, providing advice in the field of property and casualty insurance; Insurance consulting in the field of commercial property and casualty and personal lines and benefits; Insurance information; Insurance information and consultancy; Insurance premium rate computing; Insurance services in the nature of loss control management for others; Insurance services, namely, insurance eligibility review and verification and consultation in the commercial property and casualty and personal lines and benefits and captive insurance programs industry; Insurance services, namely, underwriting commercial property and casualty and personal lines insurance; Insurance services, namely, writing property and casualty insurance; Insurance services, namely, providing premium rate quotes via on-line, telephone and mail means; Insurance underwriting consultation; Insurance underwriting in the field of commercial property and casualty and personal lines; Insurance underwriting services for all types of insurance; Life insurance brokerage; Marine insurance underwriting; Medical insurance underwriting; Processing, administering and managing employee benefit plans concerning insurance and finance; Providing a website featuring educational information in the field of business insurance; Providing detailed information regarding available insurance products for commercial property and casualty, professional and personal lines; Providing information in insurance matters; Providing information regarding policy rates for all types of insurance and electronic processing of insurance claims and payment data over a web based computer network; Providing information regarding workers' compensation insurance policy rates; Providing vehicle insurance rate quotes