Computer application software for mobile phones, namely, software for processing credit card, debit card, and electronic payment transactions; business process management software for payment system workflows; and, for a mobile or browser application for use in business-to-business payment services that allows customers to update and receive data stored in an individual's and/or enterprise's computer database in real time with full telephony integration of the telephone and Internet browser features of the mobile device.; Computer e-commerce software to allow users to perform electronic business transactions via a global computer network; Computer software for the collection, editing, organizing, modifying, book marking, transmission, storage and sharing of data and information; Computer software for processing credit card, debit card, and electronic payment transactions; business process management software for payment system workflows; and, for a mobile or browser application for use in business-to-business payment services that allows customers to update and receive data stored in an individual's and/or enterprise's computer database in real time with full telephony integration of the telephone and Internet browser features of the mobile device

Advertising, marketing and promotion services in the field of check, credit, debit, stored value and electronic benefits transfer card transactions and payments; Customer services, namely, providing customer service and product inquiry services via telephone and e-mail for others in the field of Data processing and merchant payment solution services; Advertising via direct mail and e-mail; Business advisory services in the field of check, credit, debit, stored value and electronic benefits transfer card transactions and payments; business services for others, namely, providing market analysis in the nature of business marketing database modeling, prediction and strategy and providing business marketing information services for card issuers, deposit banks, and other direct marketers; operation of telephone call centers for others; customer services, namely, providing customer service and product inquiry services via telephone and e-mail for others; customer loyalty services for financial institutions and merchants for commercial, promotional and/or advertising purposes, namely, conducting incentive award programs to promote the sale of products and services of others; promoting the sale of the goods and services of others through the distribution and processing of electronic coupons issued over a global computer network; providing an on-line interactive database containing business and consumer information; including, without limitation, data processing services for and advertising via direct mail and e-mail; business marketing consulting; business consulting; correspondence processing and mailing services performed for others, namely, account statement creation, mail handling and mail sorting; data processing services, namely, data list management via the management of encrypted customer data and data entry services; operation of telephone call centers for others; customer relationship management, namely, customer care services; telemarketing; business consulting services, namely, consulting in the field of business operations, business issues in finance, marketing and business strategy; consulting services in the field of customer loyalty programs; business marketing services in the field of customer loyalty programs; management of customer appreciation programs for others; order fulfillment services; data management services for use in debt collection, namely, electronic data collection and online claims management; business risk management, namely, risk monitoring; cardholder account dispute processing services; business management services, namely, providing customer services for customers of other companies that issue credit cards, debit cards, bank cards, smart cards, healthcare cards and other payment card, namely, electronic payment processing cards; business and administrative management of bankruptcy cases for others; business and administrative management of probate cases of others.; Data processing services

Charge card and credit card services; Credit card and debit card services; Credit card and payment card services; Credit card authorization services; Credit card payment processing services; Credit card services; Credit card transaction processing services; Credit card verification; Electronic commerce payment services, namely, establishing funded accounts used to purchase goods and services on the Internet; Electronic credit card transactions; Electronic foreign exchange payment processing; Financial services rendered in connection with the issuance, receipt and transfer of lines of credit, namely, credit processing services; Financial services, namely, funding online cash accounts from prepaid cash cards, bank accounts and credit card accounts; Fraud reimbursement services in the field of credit card purchases; Issuance of credit cards; Issuing credit cards; Issuing of credit cards; Issuing prepaid credit cards; Loyalty coupon payment processing services; Loyalty program payment processing services; Merchant services, namely, payment transaction processing services; Payment processing services, namely, credit card and debit card transaction processing services; Pre-paid purchase card services, namely, processing electronic payments made through prepaid cards; Pre-paid purchase card services, namely, processing electronic payments through pre-paid cards; Processing electronic payments made through prepaid cards; Providing cash and other rebates for credit card use as part of a customer loyalty program; Providing electronic processing of ACH and credit card transactions and electronic payments via a global computer network; Providing electronic processing of credit card transactions and electronic payments via a global computer network; Providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; Stored value prepaid card services, namely, processing electronic payments made through prepaid cards

Providing electronic transmission of credit card transaction data and electronic payment data via a global computer network

On-line security services, namely, providing security and anonymity for electronically transmitted credit card transactions

Fraud detection services in the field of credit cards for on-line purchasing; Fraud detection services in the field of electronic payment transactions; identification verification services, namely, providing authentication of consumers' personal identification information; monitoring of computer systems for security purposes