Computer application software for mobile phones, namely, software for processing financial transactions namely credit card, debit card, money transfer, retailer supported credit card or credit line.; Computer communications software to allow customers to access bank account information and transact bank business; Computer e-commerce software to allow users to perform electronic business transactions via a global computer network; Computer software, namely, electronic financial platform that accommodates multiple types of payment and debt transactions in an integrated mobile phone, PDA, and web based environment

Credit and cash card services; Credit and debit card services; Credit card and debit card services; Credit card and payment card services; Credit card authorization services; Credit card payment processing services; Credit card transaction processing services; Credit risk management; Electronic commerce payment services, namely, establishing funded accounts used to purchase goods and services on the Internet; Electronic credit card transactions; Electronic foreign exchange payment processing; Electronic payment services by which utility customers may apply money from various sources for payment of energy costs; Financial services rendered in connection with the issuance, receipt and transfer of lines of credit, namely, credit processing services; Financial services, namely, funding online cash accounts from prepaid cash cards, bank accounts and credit card accounts; Issuing prepaid debit cards; Issuing stored value cards; Merchant services, namely, payment transaction processing services; Payment processing services, namely, credit card and debit card transaction processing services; Pre-paid purchase card services, namely, processing electronic payments made through prepaid cards; Pre-paid purchase card services, namely, processing electronic payments through pre-paid cards; Providing electronic processing of ACH and credit card transactions and electronic payments via a global computer network; Providing electronic processing of credit card transactions and electronic payments via a global computer network; Providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; Providing financial risk management services for electronic funds transfer, credit and debit card and electronic check transactions via a global computer network; Stored value prepaid card services, namely, processing electronic payments made through prepaid cards