Administration of employee benefit plans concerning insurance and finance; Administration of employee welfare benefit plans concerning insurance and finance; Consulting and information concerning insurance; Dental health insurance administration; Financial consultancy and insurance consultancy; Financial services, namely, issuance and management of certificates backed by loan portfolios which are subsequently managed to insure the integrity of the certificates; Financial services, namely, life insurance settlement services; Financial services, namely, providing an investment option available for variable annuity and variable life insurance products; Health insurance underwriting; Insurance agency and brokerage; Insurance brokerage services; Insurance claims administration; Insurance claims processing; Insurance consultancy; Insurance information and consultancy; Insurance premium rate computing; Insurance services in the nature of loss control management for others; Insurance services, providing premium rate quotes via on-line, telephone and mail means; Life insurance brokerage; Life insurance underwriting; Processing, administering and managing employee benefit plans concerning insurance and finance; Providing a database for tracking, monitoring, and generating reports on information and statistics about patient reimbursement and insurance coverage for pharmaceuticals and medical devices; Providing information in insurance matters