electronic bill payment processing; providing electronic processing of payments made via credit card, debit card, ACH, and check; electronic funds transfer processing; merchant services, namely, payment transaction processing services; payment transaction processing services for credit cards, debit cards, gift cards, stored value cards, and online checks; mobile payment processing; electronic remote check deposit services; leasing of payment terminals

gateway for automated clearing house transactions, namely, providing temporary use of online, non-downloadable software for authorizing and settling automated clearing house transactions; gateway for credit card processing, namely, providing temporary use of online, non-downloadable software for authorizing and settling credit card transactions; virtual terminal for the creation of electronic check transactions, namely, providing temporary use of online, non-downloadable software that presents an on-screen representation of a terminal for initiating payments by electronic check; virtual terminal for the creation of credit card transactions, namely, providing temporary use of online, non-downloadable software that presents an on-screen representation of a terminal for initiating credit card transactions; debt collection, namely, feature of online, non-downloadable software for resubmission of returned transactions; loss prevention, namely, feature of online, non-downloadable software for payment verification and fraud prevention; online payment solutions, namely, providing temporary use of online, non-downloadable software for authorizing and settling transactions initiated via a computer network; web site development for others; integration of electronic payment services with business systems, namely, provision of technical consultation, software engineering services, and information on application programming interfaces to others to enable the interoperation of business systems and online, non-downloadable software; shopping cart integration, namely, providing temporary use of online, non-downloadable software allowing web site owners to integrate payment and transaction processing into their web sites; development of computer software for others; customized software development services for others