Monitoring of computer systems for security purposes; On-line monitoring, namely, video monitoring of facilities, viewable through a global computer network; Providing an on-line computer web site notifying healthcare personnel and other individuals of natural and manmade disasters or acts of terrorism and how to respond to such disasters or acts of terrorism; Providing fraud detection services for electronic funds transfer, credit and debit card and electronic check transactions via a global computer network; Providing user authentication of electronic funds transfer, credit and debit card and electronic check transactions via a global computer network