Commercial Business Banking services; Private banking and wealth management, Personal and business banking services; Full service banking; On-line banking services and electronic banking via a global computer network; Telephone banking services; Banking services provided by mobile telephone connections; ATM banking services; Commercial and commercial real estate income property financing; Residential and multifamily lending and loan processing services; Financial loan consultation; Financial services rendered in connection with the issuance, receipt and transfer of lines of credit, namely, loan processing services; Small Business Administration ("SBA") lending programs, namely, providing small business loans; SBA Preferred Lender programs, namely, providing small business loans; Banking services featuring the provision of certificates of deposit; Electronic funds transfer; Providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; Providing electronic processing of electronic check payments, namely, remote capture to remotely capture, clear, and post a check bill payment transaction; Safe deposit box services; Checking account services; Savings account services; Financial administration of retirement plans; Individual retirement account services; Financial planning for retirement; Debit card services; Issuing of travelers' checks; and Financial services for the purchase of savings bonds