Online and offline marketing services, including a cash back mall with automatic discounts and the ability for users to browse coupons, pick choices and download the coupons to either phone or print; real estate services, including offering buyers and sellers the ability to list or search for houses and other real estate, and further offering cash back incentives to buyers when qualified; health and lifestyle benefits services, including but not limited to providing discounts to users on a network of doctors, dentists, vision, chiropractic, alternative medicine, labs and imaging, as well as restaurant and theme park discounts; life coaching services, including providing online and in person coaching and motivation sessions, as well as workbooks, CDs and various merchandise related thereto; prepaid debit card services, including providing subscriber cardholders the ability to view their accounts, check balances, transfer funds to and from their bank and pay bills online; and social networking services, including allowing subscribers to chat with each other and/or interact with friends on social networking sites through a social network of subscribers and the ability to use other existing social network accounts right from the social network of subscribers