Administration, billing and reconciliation of accounts on behalf of others; Advertising and marketing services, namely, promoting the goods and services of others; An interactive web site for users to review and rate Internet content, people, companies, products and/or services utilizing a software application to award points whereby web site users are eligible to exchange points earned for promotional items consisting of coupons, rebates, discounts or special offerings on goods and/or service provided by web site sponsors; Business services, namely, providing computer databases regarding the purchase and sale of a wide variety of products and services of others; Charitable services, namely, organizing and conducting volunteer programs and community service projects aimed at increasing support and morale of families of deceased war veterans, war veterans, current members and future members of the U.S. military; Comparison shopping services; Computerized on-line ordering featuring general merchandise and general consumer goods; Customer loyalty services and customer club services, for commercial, promotional and/or advertising purposes; Customer relationship management; Exchange services, namely, bartering of goods for others; Management of customer appreciation programs of others; Market research; Negotiation and conclusion of commercial transactions for third parties via telecommunication systems; Operating on-line marketplaces for sellers of goods and/or services; Promoting the sale of credit card accounts through the administration of incentive award programs; Providing an on-line computer web site that provides commercial financial transaction data, account management, financial reporting, accounting features and related reference information