Promotional services, namely, promoting the goods and services of others by means of issuing gift cards and gift vouchers, physically and electronically, which may be redeemed by authorized persons for gift certificates and other goods and services of multiple merchants and vendors; On-line retail store services featuring general consumer merchandise and gift cards for purchase by others through loyalty, reward, and redemption programs; Administration of loyalty programs, incentive programs, and rebate programs for promoting the goods and services of others; Business consulting services in the fields of loyalty programs, incentive programs, and rebate programs