Computer and data networking hardware in the nature of devices for transporting and aggregating data, voice or wireless communications across multiple network infrastructures and communications protocols; computer hardware and software and data networking hardware and software in the nature of devices, for use with personal computers, for transmitting, receiving, recording and monitoring voice, data, information, images, signals, and messages; electronic communications systems comprised of computer hardware and software for the transmission of data between two points; computer software to manage, analyze, retrieve, monitor, maintain, report on, structure, model, forecast, present and display data and information from various databases; computer software that provides web-based access to applications and services through a web operating system or portal interface; computer software that provides real-time, integrated business management intelligence by combining information from various databases and presenting it in an easy-to-understand user interface; computer software for creating searchable databases of information and data; computer software to automate data warehousing; computer software for use in database management; computer software for computer systems and application development, deployment and management; and instructional manuals sold as a unit therewith; none of the foregoing being in relation to the provision of automatic teller machines (ATMs) and ATM services and provision and issuance of magnetically encoded cards, credit cards, debit cards, payment cards, cards for the access of ATMs, point of sale payment terminals, financial, banking and credit services, electronic funds and currency transfer services, and payment services