Prepaid cards issued to businesses and individual consumers, namely, magnetically encoded reward cards, magnetically encoded gift cards, electronically readable reward cards, and electronically readable gift cards; prepaid cards awarded in conjunction with employee, distributor and customer reward and recognition, sales incentive, costs savings, loyalty, frequency and affinity programs, namely, magnetically encoded reward cards and electronically readable reward cards; prepaid cards purchased by consumers at retail stores, online, or through associations, namely, magnetically encoded gift cards and electronically readable gift cards; prepaid cards issued at the request of business customers for certain business purposes such as insurance, government payments, namely, magnetically encoded cards and electronically readable cards for insurance claim payment, payroll payment, and government benefit payments

Reseller services, namely, distributorship and program management services in the field of prepaid cards purchased from financial institutions for loyalty, sales performance, consumer promotion, and employee performance programs; providing customer service in the field of prepaid cards, namely, providing card balance and related information; promoting employee, distributor, and customer reward and recognition, sales incentive, costs savings, loyalty, frequency, and affinity programs, through the administering and conducting of incentive programs involving the issuance of prepaid cards