Advisory services in the field of employee benefits for group healthcare and business insurance offered to employees in addition to standard benefits such as medical, dental, life insurance including short term disability, long term disability, cancer insurance, accidental death and dismemberment; Brokerage in the field of Life Insurance and Annuities; Charitable fund raising services, namely, by providing individuals with the information and opportunity to make monetary donations to their favorite charity; Consulting and information concerning insurance; Estate trust management; Financial consultancy and insurance consultancy; Financial evaluation for insurance purposes; Financial services, namely, life insurance settlement services; Financial services, namely, providing an investment option available for variable annuity and variable life insurance products; Financial trust operations; Insurance agencies in the field of Life Insurance and Annuities; Insurance agency and brokerage; Insurance and financial information and consultancy services; Insurance brokerage; Insurance consultancy; Insurance consultation; Insurance information; Insurance information and consultancy; Insurance services in the nature of loss control management for others; Insurance services, namely, viatical settlement services, life settlement services for insurance policyholders, and senior settlement services for insurance policyholders; Life insurance brokerage; Trust management accounts; Trust services, namely, investment and trust company services