Brokerage in the field of life Insurance and Annuities; Charitable fund raising services, namely, by providing individuals with the information and opportunity to make monetary donations to their favorite charity; Consulting and information concerning insurance; Financial consultancy and insurance consultancy; Financial services, namely, providing an investment option available for variable annuity and variable life insurance products; Health insurance underwriting; Insurance actuarial services; Insurance administration services, namely, assisting others with collecting insurance premiums; Insurance agency and brokerage; Insurance and financial information and consultancy services; Insurance brokerage; Insurance consultancy; Insurance consultation; Insurance information; Insurance information and consultancy; Insurance premium rate computing; Insurance services, namely, viatical settlement services, life settlement services for insurance policyholders, and senior settlement services for insurance policyholders; Investment management of and distribution of annuities; Investment management of and distribution of variable annuities; Providing information in insurance matters; Trust services, namely, investment and trust company services