Application software; computer software; interactive computer software; software and applications for mobile devices; computer apparatus for educational use; education software; computer programs relating to the training of personnel; training guides in the form of a computer program; visual display apparatus for use in training personnel; augmented reality software for use in mobile devices; computer programs and recorded software distributed online; computer programs [downloadable software]; downloadable computer software for remote monitoring and analysis; computer communication software to allow customers to access bank account information and transact bank business; computer software for producing financial models; computer software for processing market information; downloadable mobile wallets; downloadable computer software for use as a digital wallet; downloadable digital wallets; electronic payment terminals; machine readable devices for cashless payment systems; apparatus for electronic payment processing.

Administration of loyalty programs involving discounts or incentives; business organization and management of discount services; promoting the goods and services of others through discount card programs; promoting the goods and services of others through the distribution of discount cards; administration of a discount program for enabling participants to obtain discounts on goods and services through use of a discount membership card; administration of loyalty and incentive schemes; administration of consumer loyalty programs; organisation and management of customer loyalty programs; organization, operation and supervision of customer loyalty schemes; advertising; advertising and marketing services; business information and research services; collection of commercial information; collection of market research information; collection of personnel information; commercial information and advice for consumers [consumer advice shop]; commercial information and advice for consumers in the choice of products and services; commercial information services provided by access to a computer database; commercial information services, via the internet; compilation and provision of online commercial directory information; compiling of information into computer databases; consumer market information services; economic information services for business purposes; market research and business analyses; market research by means of a computer database; on-line data processing services; online advertising via a computer communications network; online retail services; online retail store services; opinion polling; organisation and management of incentive programmes; organisation of trade fairs for commercial or advertising purposes; promotion, advertising and marketing of on-line websites; the bringing together, for the benefit of others, of a variety of goods (excluding the transport thereof), enabling customers to conveniently view and purchase those goods from a general merchandise web site in the global communications network; provision of an on-line marketplace for buyers and sellers of goods and services; advice and information concerning commercial business management.

Discount card services [financial services]; discount brokerage services; discount factoring; invoice discounting services; providing rebates at participating establishments of others through use of a membership card; issuing of tokens of value in relation to customer loyalty schemes; issuing of vouchers or tokens of value in relation to the supply of benefits for customer loyalty and frequent buyer schemes; cash disbursement services; administration of financial affairs; advisory services relating to financial matters; online banking services; personal banking services; monetary affairs; financial affairs; automated payment services; bill payment services; charge card payment processing; collection of fees, payments or tolls for others; collection of payments; conducting cashless payment transactions; digital wallet payment services; e-wallet payment services; electronic payment services; financial consultancy relating to the execution of cashless payment transactions; on-line bill payment services; payment administration services; virtual wallet payment services.