Financial affairs; monetary affairs; financial research; investment research; financial modelling services; financial market information services; financial analysis; investment analysis; asset evaluation (financial); preparation and analysis of financial reports; securities analysis; financial risk management; investment services; wealth management services; funds management services; financial asset management; management of investment portfolios, property, equity and mortgage unit trusts; superannuation services; pension services; administration and management of pension and retirement and superannuation plans, funds and schemes; financial planning; financial advice; investment planning; investment advice; tax financial planning; provision of financial tax advice; trustee services; stock brokerage services; property investment services; banking services; investment banking; electronic banking; electronic payment services; Internet banking; provision of money and other credit and lending facilities; financial lending; mortgage lending; loan refinancing; margin lending; issuing of vouchers or tokens of value in relation to the supply of benefits for customer loyalty and rewards programs; company investment services; financial consultancy relating to the employment and application of environmental, social and governance (ESG) criteria to investments; financial evaluation, analysis and consultancy in relation to the sustainability and ethical impact of investments; provision of information, advisory and consultancy services relating to the aforementioned services; including all of the aforementioned services provided online