Apparatus and instruments for conducting, switching, transforming, accumulating, regulating or controlling electricity, namely, electrical conductors, switches, transformers, electric accumulators, electrical controllers, power controllers; apparatus for sound or image recording, transmission and reproduction; blank magnetic recording media; blank optical storage discs; coin-operated mechanisms; cash registers; calculating machines, data processing equipment and computers; software for processing electronic payments and transferring capital to and from third parties; software for authenticating holding or ownership factors, such as security information, knowledge factors such as passwords or pin codes, downloaded from a global computer network or that can be recorded on computer media; software for enabling payments over the Internet and other communication networks; authentication software for controlling access and communication with computers and computer networks; magnetically encoded credit and payment cards; wired and wireless computer peripherals; mouse pads; software for computers

Advertising, business management, business administration, office functions

Financial services; monetary affairs and banking services; insurance underwriting; financial services, in particular, online provision of stored value accounts, in particular, processing of payment card transactions for the benefit of others, in an electronic environment; electronic transfer of funds; online banking services; insurance brokerage and insurance advice; financial banking transactions, monetary affairs, in particular, financial information management and analysis services; conducting electronic payments for commercial business; electronic commerce payment services, in particular the creation of accounts (customer accounts) for use when purchasing goods and services on electronic communication networks; clearing and reconciling financial transactions via electronic communications networks; financial clearing operations; execution and verification services for credit cards and card payments; issuance of credit cards, cash withdrawal cards and credit lines; payments; telephone banking activity

Software as a service (SaaS); advice regarding information technology; providing non-downloadable software by telecommunication links (application service providing - ASP); provision of temporary use of non-downloadable software; providing online non-downloadable web-based software for processing electronic payments and transferring capital to and from third parties; providing temporary use of non-downloadable software for enabling payments via the Internet and other communication networks; providing temporary use of non-downloadable software for enabling payments via the Internet and other communication networks, to enable the payment of transactions on third-party software programs; providing temporary use of non-downloadable software for controlling access to and communication with computers and computer networks; hosting non-downloadable electronic capital platforms on the Internet, enabling multiple payment options and debt transactions via an integrated mobile phone, PDA, and web-based environment