Encoded payment cards; encoded prepaid payment cards; computer software; downloadable software for facilitating commercial transactions through electronic means via wireless networks, global computer networks and mobile telecommunication devices; downloadable software, namely, electronic financial platform that accommodates multiple types of payment and debt transactions; downloadable software for enabling the electronic transfer of money between users; downloadable software for enabling processing of electronic funds transfers and payments made via ACH, credit card, debit card, prepaid cards, wireless wallets, mobile wallets, electronic wallets, electronic check and electronic, mobile and online payments; downloadable software for capturing, managing, and storing credit card and debit card information; downloadable software for processing, facilitating, verifying, and authenticating mobile payments and contactless transactions with retailers, merchants, and vendors using a mobile device; downloadable software for use as an e-wallet

Financial affairs; monetary affairs; banking and financing services; financial, banking and monetary advisory services; financial services; financial transaction services; bill payment services; providing secure payments for commercial transactions; debit and credit card services, electronic payment services; electronic payment services, namely, enabling electronic processing and transmission of electronic funds transfer and payments via ACH, credit card, debit card, prepaid cards, wireless wallets, mobile wallets, electronic wallets, electronic check and electronic, mobile and online payments; financial transaction services, namely, providing secure commercial transactions and payment options; financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale; credit card and transaction processing terminal services using near field communication (NFC) technology; banking; electronic transfer of virtual currencies; e-wallet payment services; exchanging money; electronic funds transfer; financial consultancy; financial exchange of virtual currency; financial management of reimbursement payments for others; issuance of debit cards, prepaid cards and credit cards; issuance of tokens of value; processing of credit card payments; processing of debit card payments; providing financial information; providing financial information via a website; electronic capital transfer; financing services; online banking services; financial services provided by electronic means; electronic financial trading services; financial services provided via the Internet; open banking payments with third party bank account access and payment initiation