Downloadable computer software application; downloadable computer programs; computer programmes for document management; operating system programs; computer application software for mobile phones; computer game software; computer software; firmware for computer; downloadable coupon; computer e-commerce software

Issuance of credit cards embedded with IC chip; brokerage of purchase payment; brokerage of mobile payment; processing of payment transactions for electronic money; providing cash and other rebates for credit card use as part of a customer loyalty program; issuance of membership credit card; issuance of prepaid card with membership card function; financial services for the management of pre-paid credit cards with membership card function; providing rebates at participating establishments of others through use of a membership card; issuance of electronic payment cards in connection with bonus and reward schemes; issuance of discount coupons in the nature of tokens of value; electronic processing of payments; charge card and credit card services; financial transaction services; e-wallet payment services; payment services provided via wireless telecommunications apparatus and devices; issuance of cyber money; issuance electronic coupons in the nature of tokens of value via smart phones; issuance of electronic gift certificates which may then be redeemed for goods or services; issuance of mobile discount coupon in the nature of tokens of value; electronic credit card transactions; provision of information in the field of financing via electronic wallet; electronic payment for others; transaction authentication and verification services; financing services; processing of payment transactions; credit card and debit card services; processing of cash transactions; credit and cash card services; providing multiple payment options by means of customer-operated electronic terminals available on-site in retail stores; electronic payment services involving electronic processing and subsequent transmission of bill payment data; automated payment services; virtual money brokerage; transfer of funds for the purchase of goods, via electronic communication networks; money payment services; financing and loan services; trading of securities and bonds; brokerage services relating to financial instruments; brokerage services for capital investments; capital investment; money transfer; money brokerage; trusteeship; online banking; financial transaction services, namely, providing secure commercial transactions and payment options via restaurant point of sale systems; issue of gift certificates which may then be redeemed for goods or services; banking and insurance services; consultancy relating to financial and monetary affairs; providing information relating to financial and monetary affairs; transit insurance underwriting; accident insurance underwriting; insurance services; consulting and information concerning insurance; electronic processing of insurance claims and payment data; financial management; financial information processing; fiscal valuations and assessments; provision of information relating to real estate; real estate management services; real estate services relating to the sale, purchase and leasing of real estate; consumer credit consultancy; credit inquiries; financial customs brokerage services; providing information relating to art appraisal; providing information relating to precious stone appraisal; philanthropic services concerning monetary donations