Downloadable computer software and computer hardware for processing electronic payments; downloadable computer authentication software for controlling access to and communications with computers and computer networks; computer hardware and peripherals and downloadable computer software for processing payments to micro, small and medium-sized enterprises (MSMEs) and providing the ability of customers to make electronic payments in the field of telecommunications; downloadable computer application software for mobile devices, cash registers and other point-of-sale systems, namely, software for facilitating and authenticating electronic payments; downloadable computer software to allow users to perform electronic business transactions; computer hardware and downloadable computer software that provides analytic tools for payment processing, to create, manage and optimize customer relationships and loyalty programs, and for business optimization; data processing equipment, computers; downloadable computer software for facilitating the processing of payments carried out on customer's behalf, crediting the funds received from such payments on customer's account and settling such funds; downloadable computer software to facilitate payment processing; downloadable software for facilitating the processing of payments carried out on customer's behalf, crediting the funds received from such payments on customer's account and settling such funds

Business management services related to payment processing and tracking; business development services, namely the creation and provision of customer relationship and loyalty program services; marketing and promotional services, especially promoting the goods and services of others; facilitating the exchange of business information between and among customers and businesses related to e-commerce transactions; distribution of advertising materials for others; dissemination of advertising for others via public and private wireless networks for display on mobile devices; electronic commerce services, namely, the provision of information about products via telecommunication networks for advertising and sales purposes

Financial services, namely, in-person credit and cash card payment processing services using customers' mobile devices, a proprietary software application, and/or a card reader device; credit card and debit card transaction processing services; clearing and reconciling financial transactions via global communications networks; electronic processing of electronic payments; payment processing services in the field of credit cards, debit cards, gift cards, and cash; payment processing in the field of e-commerce payments using analytical tools via card readers by card and digital enabled devices; electronic credit card transactions processing; electronic debit card transactions processing; electronic cash transactions; payment transaction processing services, namely, credit card, debit card, gift card, on-line payments and e-commerce services transaction processing services; payment processing services, especially, credit card, debit card and gift card transaction processing services; financial transaction services, especially, providing secure commercial transactions and payment options using a mobile device at a point of sale; services for reconciling financial transactions, namely processing payment transactions based on credit cards, debit cards, gift cards, and other forms of payment; provision of financial information between and among customers and businesses related to e-commerce transactions; cashless payment services, namely, bill payment services provided via mobile telephones and SMS; electronic money transfer and payment services involving electronic processing and subsequent transmission of bill payment data; payment verification services, namely, registration and validation of cashless payments; advisory and information services relating to all the aforesaid services

Providing electronic transmission of credit card, debit card, and gift card transaction data and related information, merchant-customer communications, and advertising and promotional materials; providing electronic transmission of financial and business information between and among customers and businesses; electronic transmission of e-commerce transaction data and information; electronic transmission of advertising programs and media advertising communications via digital communications networks; providing online messaging portals and forums, chatroom services for social networking, and access to searchable databases for the transmission of messages and information between Internet users; electronic data transmission for dialogue and communication with other computer users in relation to financial topics; providing Internet access to information in online magazines; electronic transmission of email and messages

Providing temporary use of on-line non-downloadable software for processing electronic payments; providing temporary use of on-line non-downloadable authentication software for controlling access to and communications with computers and computer networks