Electronic payments in the nature of payments by electronic communication networks such as internet and other telecommunication networks involving electronic processing and subsequent transmission of bill payment data; financial services, namely, electronic funds transfer; clearing and reconciling financial transactions via a global computer network; providing a wide variety of payment and financial services, namely, credit card services in the nature of credit card transaction processing, issuing credit cards and letters of credit, electronic payment services in the nature of electronic processing and subsequent transmission of bill payment data, bill payment services with guaranteed payment delivery, and brokerage in the field of money market funds, all of which conducted via a global communications network; credit card and debit card transaction processing services; fraud reimbursement of funds for disputed items in the field of electronic payment purchases in the field of credit card and debit card purchases; underwriting purchase protection insurance services for goods and services purchased by others via a global computer network and wireless networks; credit services, namely, providing revolving credit and loan account services; bill payment services; providing electronic mobile payment services for others, namely, electronic mobile and online bill payment services provided by mobile application and electronic payment services involving electronic processing and subsequent transmission of bill payment data, in the field of mobile, electronic and online payments; credit card transaction and payment processing services; electronic foreign exchange payment processing; payment processing services, namely, providing virtual currency transaction processing services for others in the nature of financial exchange and electronic transfer of virtual currencies and in the in the field of electronic, mobile and online payments, electronic bill payment data processing and subsequent transmission of electronic payments, and cryptocurrency transaction payment processing; financial transactions, in the field of electronic, mobile payments, namely, electronic bill payment data processing and subsequent transmission of electronic, mobile and online payments; credit card transactions processing services and clearing and reconciling financial and credit card transactions via a global computer network; secure multi-currency banking services; financial risk management; research and information in relation to financial affairs via computer networks; providing financial information relating to payments in global markets in the nature of mobile commerce and contactless and virtual commercial transactions; processing of transactions and payments made with credit cards, debit cards, store gift cards, bank debit cards, contactless credit cards, contactless debit cards, contactless smart credit and debit cards, and providing secure transactions and payment options using mobile devices at point of sale; management of electronic mobile payment services, namely, electronic bill payment data processing and subsequent transmission of electronic payments; providing financial information; Providing financial risk management for electronic funds transfer; electronic mobile payment services in the nature of providing secure commercial transactions and payment options using a mobile device at a point of sale; Electronic payment services involving electronic bill payment data processing and subsequent transmission of electronic payments

Providing access to computer, electronic and online databases; telecommunications services, namely, electronic transmission of data, messages and information via a global computer network; providing online forums for communication on topics of general interest relating to contactless, online and electronic payments and transactions; telecommunications services, namely, transmission of electronic payment data by means of electronic and telecommunications means via global computer network; providing online communications links which transfer web site user to other local and global web pages; providing access to third party web sites via a universal login; providing online chat rooms and electronic bulletin boards for transmission of messages among users in the field of mobile, electronic and online payments, financial affairs, investments; audio and video broadcasting services over the Internet and other communication networks featuring the uploaded, posted and tagged audio, images and videos of others; digital network telecommunications services namely, providing an online network service that enables users to transfer personal identity data to and share personal identity data with and among multiple websites; providing access to computer databases in the fields of social networking, social introduction and dating; providing an online forum for the buying and selling of products and materials and exchanging of sourcing data via a computerized network; providing electronic data transmission of bill payment data among users of computers via the internet

Providing temporary use of on-line non-downloadable software for processing electronic payments; providing temporary use of on- line non-downloadable authentication software for controlling access to and communications with computers and computer networks; platform as a service (PaaS) featuring computer software platforms for processing online, contactless electronic and mobile payments; development and updating of computer software of electronic data security systems, data security online computer and mobile devices software of electronic data security systems for capturing and transferring data for the electronic transfer of funds; design and development of computer software and online computer software systems in the field of electronic data security systems, data security online computer and mobile devices software, electronic mobile and online payment services, electronic data processing of mobile, electronic and online payments, cross border e-commerce for controlling financial data management operations and for electronic transfer of funds; development of electronic devices in the nature of computer hardware and money management system software, in particular for banks, other financial and credit institutions and cash-transport enterprises as well as for their customers, for managing, processing, reconciling, monitoring and optimizing money transfers, in the nature authorization and processing of payments made electronically and with credit cards, debit cards, store gift cards, bank debit cards, other cards with microchips containing details of bank accounts, namely, chip cards, pin cards, debit cards, contactless smart cards, mobile devices