Computer software for processing electronic payments and for transferring funds to and from others; authentication software for controlling access to and communications with computers and computer networks; magnetically encoded credit cards and payment cards, included in this class, namely debit card, credit card, charge card

Financial services, namely, electronic funds transfer; clearing and reconciling financial transactions via a global computer network; providing a wide variety of payment and financial services, namely, credit card services, namely, authorization, factoring, transaction processing, electronic wallet services, issuing credit cards and providing personal lines of credit, electronic payment services involving electronic processing and subsequent transmission of bills and payments data thereof, bill payment services with guaranteed payment delivery, and brokerage of money market funds, all conducted via a global communications network; credit card and debit card transaction processing services; reimbursement of funds for disputed items in the field of electronic payment purchases, namely, financial management of reimbursement payment of others, fraud reimbursement services in the field of credit card purchases, providing purchase protection services for goods and services purchased by others via a global computer network and wireless networks in the nature of fraud reimbursement services in the field of credit card purchases; credit card transaction processing services, credit services, namely, providing revolving credit account services namely, update of accounts and monitoring of accounts; bill payment services; providing electronic mobile bill payment services for others; credit card and payment processing services, electronic foreign exchange payment processing, payment processing services, namely, providing virtual currency transaction processing services for others, included in this class, namely, payment and settlement of logistics' insurance coverage and implementation of smart contracts

Providing temporary use of on-line non-downloadable software for processing electronic payments; providing temporary use of on-line non-downloadable authentication software for controlling access to and communications with computers and computer networks, included in this class