computer programs and computer application software programs for computers, tablets and smart devices, such as telephones for use in accessing and conducting mobile banking services, for electronic fund transfers, for voice, text and picture messaging, and for enabling payment transactions with credit card, debit card, gift card, and other forms of payment types; downloadable electronic publications, namely, downloadable journals in the field of banking and personal finance; Downloadable publications in electronic format, namely, magazines and newsletters in the field of banking and personal finance; downloadable databases in the field of banking and personal finance; electronic payment terminals; automated teller machines (ATMs) and electronic machines for credit and debit card reading and for recording of financial transactions; encoded magnetic card readers; Magnetically encoded credit and debit cards; sound, image or data recording, transmitting, processing and reproducing apparatus; data processing equipment; computers; Computer programs and software programs for use in accessing and conducting mobile banking services, for electronic fund transfers, for voice, text and picture messaging, and for enabling payment transactions with credit card, debit card, gift card, and other forms of payment types; Magnetically encoded credit and debit cards and blank smart cards; telecommunication transmission apparatus, namely, telephones; apparatus for decoding encoded cards, namely, magnetic coded card readers; Magnetically encoded credit and debit cards; encoded, electronic or magnetic cards with security features for authentication or identification purposes; security devices for computer software, namely, encryption devices; network software applications that are downloadable computer programs for use in the operational management of portable, magnetic and electronic cards; downloadable computer software applications for use in accessing and conducting mobile banking services, for electronic fund transfers, for voice, text and picture messaging, and for enabling payment transactions with credit card, debit card, gift card, and other forms of payment types

Business administration services; marketing, sales promotion, including promotions with special discounts; publication of advertising texts; organization of events and fairs for commercial or advertising purposes; consultancy services for business management and organization; assistance services regarding the operation or management of commercial or industrial companies; information and consultancy services relating to commercial and business matters; recording, transcription, composition, compilation and systematization of communication documents and written records, as well as compilation of mathematical or statistical data for business purposes; Electronic commerce services, namely, providing information about products via telecommunication networks for advertising and sales purposes to the public of products via the Internet, by mail or by means of an interactive communication of data, messages, images, texts and combinations thereof, by computational means, the World Wide Web and other database networks; mail-order services featuring prepaid long-distance calling cards, telephone calling cards, credit cards, debit cards, telephones, answering machines and caller identification devices; administration of discount programs by means of vouchers for telecommunication users; administration of discount programs enabling participants to obtain discounts on goods and services through the use of a discount membership card; collection and provision, on behalf of third parties, of consumer information on prices and various goods, enabling consumers to examine and buy these products at their convenience

Financial and monetary affairs, namely, financial information, management and analysis services; real estate agency services; Credit and debit card services, namely, credit card and debit card transaction processing services; Credit granting in the nature of evaluation of the credit worthiness of companies and private individuals; deposit receiving services, being electronic remote check deposit services, savings account services and checking account services; brokerage of stocks, bonds, debentures, promissory notes, bills of exchange and other securities, mercantile instruments and bills of trade; Investment services, of all kinds, namely, investment banking services and investment advisory services; insurance agencies; brokerage of securities, mutual funds and capital investments; trustee services; currency exchange service; credit services related to the issuance and use of credit cards, namely, issuance of credit cards, electronic processing of credit card transactions, and payment processing services in the field of credit cards