Financial debt settlement and financial transaction services, namely, providing secure commercial transactions and payment options; foreign exchange transactions; settlement systems for foreign exchange transactions, namely, electronic funds transfer to discharge the obligations of foreign exchange transactions; acting as a settlement agent, namely, acting on behalf of third parties in respect of delivering financial securities in exchange for money to fulfil contractual obligations; provision of bilateral and multilateral financial netting systems, namely, debt and bill consolidation of individual payments into a single net payment; taking financial margins, namely, calculating and reserving deposits as collateral; calculating net settlement amounts, namely, providing online financial calculators; default management, namely, loan default mitigation services; provision of financial services namely, clearing houses for the purpose of identifying and removing counterparty risk between trading institutions; financial analysis; financial consultancy; financial securities exchange services relating to shares, securities, commodities, futures and options; trading of financial instruments and providing information in the field of trading options; provision of financial information relating to foreign exchange transactions; clearing, electronic processing of payment, and reconciling financial transactions relating to settlement services relating to international currency, securities, commodities and other financial transactions among financial institutions and other participants in the financial markets; information, consultancy and advisory services in relation to the aforesaid