Physical and digital identification and authentication means namely, software for use on online service platforms and portals on the Internet for the information and data transfer, reception and storage and use in the financial services, banking and market industries; physical and digital identification and authentication means, namely, software for use in point-of-sale (POS) systems and department stores or online shops to access software on servers and online service platforms for initiating business transactions, data transfer, reception, exchange and storage of loyalty points; data processing equipment in the nature of couplers and computers; computer software for use in database management; point-of-sale (POS) transaction terminals and computer software for transmitting, displaying and storing transaction and identification and financial information for use in the financial services, banking and telecommunications industries; radio frequency identification devices, namely, transponders; electronic verification apparatus for verifying authentication of charge cards, bank cards, credit cards, debit cards and payment cards; magnetically encoded credit cards, debit cards and payment cards including cards containing an integrated circuit chip being smartcards; magnetically encoded cards, namely, identity cards, club membership cards, loyalty cards; SIM cards; apparatus for reading cards; computer hardware and software for the development and maintenance local and wide area computer networks; magnetically coded credit cards; electrical apparatus for processing of credit card authorizations and transactions; software application that allows merchants to deploy smart posters in retail and wholesale in-store locations that consumers can tap with their mobile telecommunications devices to access coupons, rebates, discounts, vouchers and special offers; downloadable software application that allows contactless payments; financial software for mobile devices, cash registers, and other point-of-sale (POS) systems, namely, software for database management; e-commerce software to allow users to perform electronic business transactions; computer hardware and downloadable software that provides analytic tools for payment processing, to create, manage and optimize customer relationships participating in loyalty programs, and for business process optimization; bar code and/or quick response (QR) code readers, scanners; near field communication (NFC) technology enabled devices, namely, NFC tags; downloadable computer application software for mobile phones, namely, software for use in database management; one time number and password generating mobile applications, namely, software for use in database management; downloadable computer software for secure data storage and retrieval and transmission of confidential customer information used by individuals, companies and financial institutions

Real estate affairs, namely, assessment and management of real estate; banking services, money transfer services, electronic funds transfer services, bill payment services, money order services, credit card services, prepaid card services, namely, processing electronic payments made through prepaid cards; issuing of gift certificates, namely, processing electronic payments made through gift certificates; automated teller machine services, providing debit and stored value card services and direct deposit of funds into customer bank accounts; automated clearing house deposit services; and on-line auction payment and settlement services, namely, providing secure commercial transactions and payment options