Encoded cards, namely, encoded smart cards containing programming used for direct debit cards, credit cards, and frequent flyer programs; cards containing an integrated circuit chip (smart cards) containing programming used for debit cards, credit cards, and frequent flyer programs; cards carrying magnetically, optically or electronically recorded or encoded information used for debit cards, credit cards, and frequent flyer programs; transaction cards, charge cards, bank cards, credit cards, debit cards, pre-paid cards, and payment cards all being electronic chip cards, smart cards, electronic cards, encoded cards, and/or magnetic cards; computer software to facilitate payments to Internet retailers, merchants and content providers; computer software for storage of payment card and personal information and electronic cash or value in a centralised database; software for secure data storage and retrieval and transmission of confidential customer information; computer software enabling the interaction of smart cards with card terminals and readers; computer software in the field of social networking

Management, administration and organization services in relation to loyalty, travel or accommodation schemes or programs, namely, providing loyalty programs that allow members to receive, transfer, and redeem points or awards for purchase of a company's goods or services; business services, namely, business management, administration and information services in relation to loyalty and incentive schemes; the supply of benefits in connection with loyalty and incentive schemes, namely, providing incentive award programs for customers through the issuance and processing of loyalty points for purchase of a company's goods or services; loyalty programs, providing loyalty programs that allow members to receive, transfer, and redeem points or awards for purchase of a company's goods or services; sales promotions through the provision of stored value cards for the purpose of promoting and rewarding loyalty; marketing in relation to loyalty and incentive schemes; providing an online marketplace for sellers and buyers of goods and services; promoting and advertising the goods and services of others

Financial services, namely, financial information, management, and analysis services, financial services associated with loyalty programs or incentive schemes in the nature of loyalty coupon payment processing services, loyalty program payment processing services, and providing cash and other rebates for credit card use as part of a customer loyalty program, and the issue and use of credit cards, debit cards, tokens of value, vouchers, points and other payment or value devices; banking and credit card services; providing payment card services; facilitating person-to-person payment services by offering payment processing through electronic means; electronic funds and currency transfer services, electronic payments services involving electronic processing and subsequent transmission of bill payment data; credit card transaction authorisation and settlement services; issuance of tokens of value; issuance of credit cards; issuance of debit cards; issuance of pre-paid and stored value cards; currency transfer services; all of the aforementioned in respect of loyalty and incentive schemes

Providing Internet chatrooms; electronic bulletin board services; electronic messaging services; providing online forums for communication on topics of interest to small businesses; providing access to computer databases in relation to a social network, and social integration

Transport and travel services provided in connection with bonus, loyalty and reward programs, being the supply of transport and travel services and related booking and arrangement thereof for redeeming customer loyalty benefits, incentives, gifts, travel and gift vouchers, namely, transportation of passengers by air and booking and arrangement services thereof as well as travel information services

Computer services, namely creating virtual communities for users to participate in discussions, and engage in social, business and community networking; computer services for the temporary provision of non-downloadable software for using social networks creating a virtual community; hosting an online community website enabling users to engage in social networking