Advertising; Business management; Business administration; Office functions; Business management services related to credit card, debit card, gift card, cash, and in kind payment processing and tracking; Business services, namely, the creation and provision of customer relationship and loyalty program services and tools for businesses to promote the businesses of others; Business optimization services, namely, business consultation; marketing and promotional services, especially promoting the goods and services of others; Facilitating the exchange of business information between and among customers and businesses related to e-commerce transactions; Cooperative advertising services, especially distribution of advertising materials for others; Dissemination of advertising for others via public and private wireless networks for display on mobile devices; Electronic commerce services, especially, providing information about products via telecommunication networks for advertising and sales purposes

Financial affairs and monetary affairs, namely, financial information, management and analysis services; processing payment transactions with credit cards, debit cards, gift cards, and bank wire; electronic credit card transactions; electronic debit transactions; electronic cash transactions; payment transaction processing services; electronic payment processing services; financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale; reconciling financial transactions via a global computer network

Providing electronic transmission of credit card, debit card, and gift card transaction data and related information in the nature of merchant-customer communications, and advertising and promotional materials; Providing electronic transmission of financial and business information between and among customers and businesses; Electronic transmission of e-commerce transaction data and information; Electronic transmission of advertising programs and media advertising communications via digital communications networks; Providing online messaging portals and forums, chat rooms and social networks, and access to searchable databases for the transmission of specialised messages and information between Internet users; data transmission for dialogue and communication with other computer users in relation to financial topics; providing multiple user access to subject-related information via online magazines, downloads subject to a fee; e-mail and messaging services