Operating system software for facilitating commercial transactions via electronic means via wireless networks, global computer networks and mobile telecommunication devices; telecommunication equipment, namely, telephones and mobile telephones for facilitating commercial transactions via electronic means via wireless networks, global computer networks and/or mobile telecommunication devices; software, downloadable and preloaded, enabling users to access coupons, rebates, discounts, reductions and special offers online via websites, by scanning coupons, discounts, rebates, reductions and special offers for printing goods and via the receptor of mobile telephones and other mobile devices for posters and printed matter via near field communication (NFC) and by sending such coupons, discounts, rebates, reductions and special offers to mobile phones and other mobile telecommunication devices for exchange at wholesale or retail outlets or at virtual points of sale; software applications for use with contactless payment terminals enabling merchants to accept e-commerce transactions without contact, for contactless presentation of customer loyalty information and contact-free redemption of tokens, rebates, discounts and special offers; software applications enabling merchants to send coupons, rebates, discounts, vouchers and special offers directly to consumers' mobile telecommunications devices, software applications enabling merchants to develop smart posters in internal retail and wholesale spaces to which consumers can connect by means of their mobile telecommunication devices to access coupons, rebates, discounts, vouchers and special offers; application software enabling contactless payment; application software for hosting the identification credentials of loyalty cards in mobile telecommunications devices; application software customizable by merchants to enable consumers to directly and digitally transfer coupons, discounts, rebates, vouchers and special offers from websites via e-mail or other digital media to their mobile telecommunications devices; software enabling the management and operation of customer loyalty programs; electronic, computing or telecommunication apparatus, instruments and equipment, for the authentication, identification, encoding, decoding, encryption, decryption and verification of data, in the context of the processing and securing of payments online, by telephone, or by any other means of electronic communication; telecommunication software for the electronic transmission of data and information relating to payment online, by telephone, or by any other means of electronic communication; software for the electronic processing of data that is structured or not for the purposes of recognition, classification and extraction, as well as identification and intelligent links in its content, all intended for the prevention and detection of fraud on a worldwide telecommunication network, as well as for processing and securing payments online, by telephone, or by any other means of electronic communication

Promoting the goods and services of others by means of coupons, discounts, advertisements, through the administration of an return incentive program via wireless networks, mobile telecommunications devices or global computer networks; dissemination of advertising for others via wireless networks, mobile telecommunications devices or global computer networks; promoting the goods and services of others by enabling users to access coupons, discounts, rebates, reductions and special offers online via websites, by scanning coupons, discounts, rebates, reductions and special offers for printed goods and listening with mobile telephones and other mobile devices for posters and printed matter via near field communication (NFC) and by sending such coupons, discounts, rebates, reductions and special offers to mobile phones and other mobile telecommunication devices for exchange at wholesale and retail outlets or at virtual points of sale; rental of advertising space online; publication of advertising texts; statistical modeling for business and professional purposes; data entry in computer databases; computerized file management; collection of market research information; market studies

Financial services via wireless networks, global computer networks and mobile telecommunications devices, namely banking, credit, debit and payments using electronic wallet systems; electronic transfer of capital; financial transaction services, namely provision of secure commercial transactions and payment options; dissemination of financial information via global computer networks, wireless networks, mobile communication devices; financial analysis and research services; financial services, namely enabling contactless mobile payments for wholesale, retail and online merchants; account management online or not; services for consulting accounts, payment operations on-line or via the telephone; electronic money services

Telecommunication services, namely electronic transmission of data related to business transactions via wireless networks, electronic transmission of data in the form of a code readable by machine displayed on the screen of mobile devices; providing online and mobile bulletin boards, namely the transmission of messages from participating merchants concerning contactless payment, coupons, rebates, discounts, vouchers, special offers and loyalty schemes by means of mobile telecommunication devices and/or Internet websites; cellular telephone communication; provision (transmission) of commercial and professional statistics, information and data and statistics; services of a computer and mobile device, namely providing access to online electronic databases for facilitating financial transactions via global computer networks concerning secure communications, encryption and decryption of data, local area network security and financial information data decryption for facilitating commercial transactions via electronic means on wireless networks and/or mobile telecommunication devices; providing access to an online and mobile directory of information regarding merchants accepting contactless mobile payments and promoting goods and services through this channel

Storage of data media or documents stored in electronic format, physical storage of electronically-stored data or documents, messaging services (mail or goods)

Conversion of computer programs and data, other than physical conversion; conversion of data or documents from physical to electronic media; design and development of computer hardware and software, namely, software for managing and operating customer loyalty programs; development (design), installation, maintenance, updating or rental of software for managing and operating customer loyalty programs; conversion of data or documents from physical to electronic media, namely, converting data relating to consumer loyalty programs; electronic storage of digital data

Social and business networking services online; granting computer software licenses; licensing of computer programs; advice relating to licensing or protection of intellectual or industrial property