Computer software and hardware for processing electronic payments; authentication software for controlling access to and communications with computers and computer networks; computer software for financial transactions; financial software for processing electronic payments; software to allow users to perform electronic business transactions; hardware and software that provides analytic tools for payment processing, to create, manage and optimize customer relationships and loyalty programs, and for business optimization; data processing equipment, computers

Business management services related to payment processing and tracking; customer acquisition and retention services for businesses by issuing loyalty reward cards and by identifying participating companies by means of a mobile application; business management consulting, namely, consulting that aims to optimise general business practice, namely, revenues and number of customers by means of providing analytics software for quantitative insights into the business practice based on usage of the services; distribution of advertising materials for others

Banking services; credit card and debit card transaction processing services; clearing and reconciling transactions via global communications networks; electronic payment processing services; providing electronic processing of electronic funds transfer, ACH, of credit card, debit card, electronic cheque and electronic payments; electronic credit card transactions; electronic debit transactions; electronic cash transactions; payment transaction processing services; payment processing services, namely, credit card, debit card and gift card transaction processing services; financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale; services for reconciling, namely, providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic cheque, electronic payments and gift cards; financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale; electronic money transfer and payment services; registration and validation of cashless payments, namely, the reconciliation and settlements of cashless payments

Providing electronic transmission of credit card, debit card, and gift card transaction data and merchant-customer communications; providing electronic transmission of financial and business information between and among customers and businesses; electronic transmission of e-commerce transaction data and information; electronic transmission of advertising programs and media advertising communications via digital communications networks; providing on-line chat rooms and electronic bulletin boards for transmission of messages among users in the field of general interest and providing on-line chat rooms for social networking purposes; providing online chat rooms and electronic bulletin boards for transmission of messages and messages among users regarding financial topics; email and messaging services

Providing temporary use of on-line non-downloadable software for processing electronic payments; providing temporary use of on-line non-downloadable authentication software for controlling access to and communications with computers and computer networks