downloadable computer programs, recorded computer software and computer software for designing, creating, maintaining and accessing customized internal network sites and global network sites for use in education of underwriting and claims handling in life, total and permanent disability, health care and accident insurance and reinsurance; computer authoring software for use on internal computer networks and global communication networks, namely, software for creating, editing and delivering textual and graphic information, locally and remotely for use in education of underwriting and claims handling in life, total and permanent disability, health care and accident insurance and reinsurance; software for designing, creating, maintaining and accessing document, authoring, storage and retrieval systems for use in education of underwriting and claims handling in life, total and permanent disability, health care and accident insurance and reinsurance; software for meeting and event scheduling and notification and for posting announcements on internal network sites and global communication network sites for use in education of underwriting and claims handling in life, total and permanent disability, health care and accident insurance and reinsurance; software for document authoring, storage, retrieval, contention control, version history tracking, profiling, access control, and security for use in education of underwriting and claims handling in life, total and permanent disability, health care and accident insurance and reinsurance; software for categorizing, searching and retrieving documents and data on internal computer networks for use in education of underwriting and claims handling in life, total and permanent disability, health care and accident insurance and reinsurance; programs for maintaining and updating user profiles for use in education of underwriting and claims handling in life, total and permanent disability, health care and accident insurance and reinsurance; computer software for use in developing other computer programs for use by workgroups and in education applications for use in education of underwriting and claims handling in life, total and permanent disability, health care and accident insurance and reinsurance; computer software for designing, creating, maintaining and accessing customized internal network sites and global network sites for use in education, training and communication in the fields of life, total and permanent disability, healthcare and accident insurance and reinsurance underwriting and claims administration

Insurance services, namely, life insurance underwriting and claims handling; appraisals for life, total and permanent disability, healthcare and accident insurance and reinsurance; underwriting and brokerage of all types of life and healthcare insurance; data compiling and analyzing in all types of life and healthcare insurance; financial evaluation for all types of life and healthcare insurance; premium rate computing for all types of life and healthcare insurance; providing information in all types of life and healthcare insurance matters; insurance administration in all types of life and healthcare insurance; consultation in all types of life and healthcare insurance; actuarial science services for all types of life and healthcare insurance purposes and consultation in the field of actuarial science services for all types of life and healthcare insurance purposes; risk management services for insurance purposes in all types of life and healthcare insurance; claims handling services in all types of life and healthcare insurance; actuarial science services and consultation services in all types of life and healthcare insurance; life and healthcare insurance claims auditing services; life and healthcare insurance claims handling services; life and healthcare insurance claims administration, life and healthcare insurance claims processing and life and healthcare insurance claims adjustment; health insurance underwriting; life insurance underwriting; medical insurance underwriting; reinsurance underwriting and claims handling services; life reinsurance underwriting and claims handling services; appraisals for life, total and permanent disability, accident and health care insurance claims; underwriting and brokerage of all types of life and healthcare reinsurance; data compiling and analyzing in all types of life and healthcare reinsurance; financial evaluation for all types of life and healthcare reinsurance; premium rate computing for all types of life and healthcare reinsurance; providing information in all types of life and healthcare reinsurance matters; reinsurance administration in all types of life and healthcare reinsurance; consultation in all types of life and healthcare reinsurance; actuarial science services for all types of life and healthcare reinsurance purposes and consultation in the field of actuarial science services for all types of life and healthcare reinsurance purposes; financial risk management services in the field of all types of life and healthcare reinsurance; claims handling services in all types of life and healthcare reinsurance; actuarial science services and consultation services in all types of life and healthcare reinsurance; life and healthcare reinsurance claims auditing services; life and healthcare reinsurance claims handling services; life and healthcare reinsurance claims administration; life and healthcare reinsurance claims processing and life and healthcare reinsurance claims adjustment; financial services, namely, underwriting and claims handling in the field of life and healthcare reinsurance; life and healthcare reinsurance underwriting and claims handling services; financial evaluation for life and healthcare reinsurance purposes; financial management for life and healthcare insurance and life and healthcare reinsurance purposes; financial analysis and consultation for life and healthcare insurance and life and healthcare reinsurance purposes; financial planning for life and healthcare insurance and life and healthcare reinsurance purposes; financial portfolio management and financial trust management for life and healthcare insurance and life and healthcare reinsurance purposes; accident reinsurance underwriting; accident reinsurance services; health reinsurance underwriting; life reinsurance underwriting; medical reinsurance underwriting

Education, namely, providing distance learning instruction in the field of life, total and permanent disability, healthcare and accident insurance and reinsurance; providing of training in the field of life, total and permanent disability, healthcare and accident insurance and reinsurance; computer assisted education services, namely, providing interactive online courses, seminars and workshops in the field of life, total and permanent disability, healthcare and accident insurance and reinsurance; computer education training; computer education training services; education, namely, providing workshops and innovative lessons for providing educational demonstrations for new learning strategies in the field of life, total and permanent disability, healthcare and accident insurance and reinsurance and distribution of educational materials in connection therewith; training in the field of life, total and permanent disability, healthcare and accident insurance and reinsurance; education, namely, providing workshops and innovative lessons for providing educational demonstrations for new learning strategies in the field of life, total and permanent disability, healthcare and accident insurance and reinsurance and distribution of educational materials in connection therewith; education services, namely, providing workshops and innovative lessons for providing educational demonstrations for new learning strategies in the field of life, total and permanent disability, healthcare and accident insurance and reinsurance relating to insurance and reinsurance and distribution of educational materials in connection therewith