Blank magnetic data carriers, data processing equipment; computer software for the development, maintenance and use of local and wide area computer networks, for facilitating payment transactions by electronic means and for secure data storage and retrieval and transmission of confidential customer information used by individuals, banking and financial institutions; electronic apparatus for recording, transmitting and reproducing data comprising sound and images; electronic apparatus and computer software for searching, managing and analyzing financial accounts using a global computer network; downloadable electronic publications in the field of banking and finance, computer hardware and software for facilitating electronic payment transactions; computer hardware and software for encoding using encoding keys, digital certificates and digital signatures; computer software for guaranteeing data storage and transmission of confidential customer information, carried out by physical persons and banking and financial institutions; encoded magnetic cards and cards containing an integrated circuit chip, namely, containing a blank smart card; bank cards, namely, bank cards with magnetic memories and integrated circuit memories; electronic data media cards, coded magnetic card readers, readers for electronic data media cards; computer software designed for use in the telecommunications, banking, finance and insurance industry; computer software designed to enable smart cards to interact with terminals and readers; computer chips embedded in telephones; telecommunications equipment, namely, radio frequency identification devices, namely, transponders; point of sale transaction terminals and software for transmitting, displaying and storing transactions, identifications and financial information for use in the financial services, banking and telecommunications sectors; electronic verification apparatus for verifying electronically the authenticity of purchase cards, bank cards, credit cards, debit cards and payment cards, cash withdrawal machines, namely, automated teller machines (ATM)

Advertising services; business management; business administration; providing office functions; business management assistance services for industrial and commercial enterprises; business appraisals; advisory services in connection with business management; marketing research services; conducting marketing studies; providing business statistical information; preparation of statements of financial accounts; bookkeeping; public relations; publication of advertising texts; publication of advertising leaflets; computerized database management

Insurance services, namely, travel insurance; financial services, namely, banking and credit services; services of credit, debit, purchasing, cash payment and prepayment cards; financial services relating to payment of bills; automated teller machine services; processing of cardholder financial credit, debit, purchasing, stored value and/or prepaid card transactions both online via a computer database or through telecommunications and at points of sale; services for processing services for financial transactions carried out by cardholders through automated teller machines; provision of financial account details, namely, cash balances, deposits and withdrawals to cardholders through automatic teller machines; financial settlement and authorization services, namely, the settling of international and commercial transactions through obtaining the proceeds of a sale in cash in exchange for formal debt instructions; financial account settlement services, namely, the settling of international and commercial transactions through obtaining the proceeds of a sale in cash or in exchange for formal debt instructions; electronic funds transfer and foreign exchange services; providing financial information over the internet and other computer networks; financial services for facilitating the use of electronic payments, namely, electronic processing and transmission of electronic wallets, transactions and data; foreign currency transfers; electronic payment services, namely, electronic processing and transmission of bill payment data; cardholder financial authorization and debt settlement services; offer of debit and credit transaction services by means of radio frequency identification devices and transponders; provision of debit and credit transaction services by means of communication and telecommunications devices; cheque verification services; issue and redemption services, all in connection with travellers' cheques and travel vouchers; provision of financial support services, namely, payment services to retail services provided online, via networks or other electronic media using electronically digitized data; services for exchanging securities, namely, the secure exchange of securities, namely, payment in electronic cash via computer networks accessible by smart cards; online banking services

Electronic data transmission using a global data processing network via the Internet; telecommunication services for transmitting data from a data bank stored on computers or on the Internet; data transmission using electronic image processing by means of a telephone link; provision of access to a global computer network for processing debit or credit transactions over a telephone link or other telecommunication means; electronic mail services, namely, receiving and sending messages; providing access, for multiple users, to databases for a wide range of information in the financial services sector; rental of access time to global computer networks; broadcasting services via all means of telecommunication, namely, radio, television, cable, satellite, the Internet or mobile devices

Scientific and technological services, namely, the design and development of computer hardware and software and research and design services relating thereto; computer services, namely, application service provider, namely, providing on-line electronic databases via a global computer network concerning secure communications, data encryption and decryption, local area network security and financial information data decryption