banking and financial services, namely, assuming financial risk of others by entering into options and swaps, credit and financial consultation, electronic financial services for the purchase of savings bonds, financial analysis and consultation, financial clearing houses, financial consultation, financial due diligence, financial evaluation for insurance purposes, financial exchange, financial forecasting, financial guarantee and surety, financial information in the nature of rates of exchange, financial information provided by electronic means, financial information processing, financial loan consultation, financial management, financial planning, financial planning consultation, financial portfolio management, financial research, financial risk management, financial services in the nature of an investment security, financial services in the field of money lending, financial services, namely, providing on-line stored value accounts in an electronic environment, investment fund transfer and transaction services, assisting others with the completion of financial transactions for stocks, bonds, securities and equities, issuance and management of certificates backed by loan portfolios which are subsequently managed to insure the integrity of the certificates, financial services, namely, a total portfolio offering for high net worth clients consisting of both separate accounts and mutual funds for equity and fixed income investments, financial services, namely, savings programs for youths, purchase of residential mortgages on behalf of others and the issuance of mortgage-backed securities, financial trust operations, financial valuation of personal property and real estate; organization of stock exchanges for the benefit of the trade of stocks and other financial values, providing on-line financial calculators