Monitoring consumer credit reports and providing an alert as to any changes therein; maintaining a credit, debit and charge card registry for use in the prevention of unauthorized charges; monitoring of personal information, namely, monitoring of consumer credit reports

Insurance underwriting, brokerage and administration in the field of identity theft and fraud; credit consultation, namely, providing assistance in restoring and analyzing credit bureau data and obtaining reimbursement of costs, and with emergency cash replacement rendered by credit card associated with identity theft; providing financial information to credit bureaus; credit reporting services, namely, custom compilation of credit report information and credit scores used to evaluate the credit worthiness of companies and private individuals that feature financial profiles and asset ownership information; evaluation of credit bureau data, other public and personal credit rating information; personal assistance to victims of identity theft, namely, cash replacement rendered by credit card; Credit reporting services, namely, providing reports regarding consumer credit rating history, providing credit consultation and information related to understanding credit reports and credit score advice; providing identity theft expense reimbursement, namely, cash replacement rendered by credit card

Financial identity monitoring services; providing financial identity theft risk reports that feature risk assessments of the risk of financial identity theft; fraud detection services in the field of credit cards for online purchasing; fraud detection reporting services in the field of credit cards for online purchasing; providing watch services, namely, financial identity monitoring services;providing identification lost and found services, namely, consultation in the field of identity theft