Accounts receivables financing; Business finance procurement services; Cash replacement rendered by credit card; Credit and cash card services; Credit and financial consultation; Credit card services; Credit card transaction processing services; Credit card verification; Credit consultation; Credit inquiry and consultation; Credit recovery and collection; Credit risk management; Electronic commerce payment services, namely, establishing funded accounts used to purchase goods and services on the Internet; Electronic credit card transactions; Evaluation of credit bureau data; Evaluation of the credit worthiness of companies and private individuals; Financing of purchases; Financing services; Issuing credit cards; Lease-purchase financing; Loan financing; Loans and discount of bills