BANKING SERVICES; FINANCIAL SERVICES, NAMELY FINANCIAL ANALYSIS AND CONSULTATION, FINANCIAL INFORMATION PROVIDED BY ELECTRONIC MEANS, FINANCIAL INFORMATION PROCESSING, FINANCIAL SERVICES IN THE FIELD OF MONEY LENDING, INVESTMENT BANKING SERVICES, NAMELY INVESTMENT FUND TRANSFER AND TRANSACTION SERVICES, EQUITY INVESTMENT SECURITIES AND BROKERAGE, FIXED INCOME INVESTMENT SECURITIES AND BROKERAGE, EQUITY AND FIXED INCOME RESEARCH, COMMERCIAL LENDING SYNDICATED FINANCE SERVICES, COMMERCIAL BANKING SERVICES, GLOBAL TREASURY CASH MANAGEMENT SERVICES, PORTFOLIO MANAGEMENT SERVICES, UNDERWRITING AND BROKERAGE OF INTEREST RATE SWAPS, INVESTMENT DERIVATIVES AND CREDIT DERIVATIVES, AND FOREIGN EXCHANGE SERVICES; CONSUMER BANKING SERVICES AND FINANCIAL SERVICES, NAMELY CHECKING ACCOUNT SERVICES; CREDIT CARD SERVICES; EDUCATION FINANCING ADVISORY SERVICES; EDUCATIONAL LENDING SERVICES; ELECTRONIC AND ON-LINE BANKING SERVICES; ELECTRONIC INVESTMENT SERVICES, NAMELY INVESTMENT CONSULTATION, BROKERAGE AND MANAGEMENT SERVICES; FINANCIAL MANAGEMENT, PLANNING AND PORTFOLIO MANAGEMENT SERVICES; INVESTMENT ADVISORY CONSULTATION, BROKERAGE AND MANAGEMENT SERVICES; HOME EQUITY LENDING SERVICES; LEASE FINANCING SERVICES; LOAN FINANCING SERVICES; RETIREMENT FUND INVESTMENT SERVICES; SAVINGS ACCOUNT SERVICES; AND SMALL BUSINESS COMMERCIAL LENDING SERVICES; MORTGAGE BANKING SERVICES, NAMELY ORIGINATION, ACQUISITION, SERVICING, SECURITIZATION AND BROKERAGE OF MORTGAGE LOANS; FINANCING SERVICES, NAMELY COMMERCIAL AND CONSUMER MARINE LENDING SERVICES AND AUTO LENDING SERVICES