Authentication and identification products, namely, computer software, biometric matching software, biometric indexing software, and cryptographic protection software, and related hardware, namely, biometric sensors and associated computer chips and electronic circuitry for use in determining the identity of unknown persons and to verify the claimed identity of persons; algorithms for identification and verification of users by a biometric characteristic, namely, voice, digit-print, handprint, DNA, retinal scan or iris scan; electrically encoded integrated circuit cards and biometric devices for use in storing and transmitting personal information; electrically encoded integrated circuit cards and biometric devices for use in authenticating users` identities by a biometric characteristic, namely, voice, digit-print, handprint, DNA, retinal scan or iris scan; computer hardware; computer software, namely encryption software; digit-print, handprint, DNA, retinal scan and iris scan recognition software for use in authenticating users` identities