Financial services, namely, electronic fund transfers and payments at the point-of-sale and when ordering goods and services over a global computer network; electronic banking services; automated teller machine services; cash disbursement services; issuing prepaid stored value cards; electronic processing services for stored value card transactions; processing stored value account transactions in the nature of crediting and debiting transactions made on stored value accounts in an electronic environment; electronic authorization of stored value card transactions; electronic transfer of payroll funds for others; financial services, namely, electronic switching and processing of electronic fund transfers for others, initiated at any automated teller machine, point-of-sale terminal, or other hardware device employed by financial institutions, financial industry businesses other than financial institutions, or merchants, to fund accounts