Providing online retail information consolidation accounts, namely, providing information about the goods and services of others via global computer network which is set up using consolidated information accounts for each individual customer; providing online management of commercial transactions relating to consumer resources, specifically electronic and virtual gift cards, loyalty and affinity cards and programs, receipts, rebates, promotions, offers and product registrations; providing data analytics to a targeted and general marketing channel related to the goods and services of others, namely, providing advice on the analysis of consumer buying habits, needs and interest provided with the help of sensory, quality and quantity-related data, including personal and demographic data, integrated tracking of commercial transactions related to the goods and services of others on a global computer network, sale volume tracking for others, gift card purchase and gift card use tracking for others, loyalty program enrollment and benefit use tracking for others, rebate and promotion use tracking for others, and providing consumers with data regarding the consumer's receipt of a particular promotional offer, namely, identifying which data analytics caused the consumer to receive the promotional offer