Financial services, namely the providing on-line stored value accounts in an electronic environment; Issuing of stored value cards; Debit and Credit card transaction processing services; Credit card services; Debit card services; Electronic commerce payment services including bill payment services; Money transfer services; On-line banking services; Pre-paid purchase cards services namely, processing electronic payments made through prepaid cards; Administration of Health Savings Accounts and other pre-paid health care plans, or employee benefit plans; Stored value payroll cards; Charitable fund raising; Cash replacement by Debit Card;