Clearing and reconciling financial transactions via a global computer network; Providing a wide variety of payment services and providing financial services, namely, credit card processing and transmission of bills and payments thereof, conducted via a global computer network; ELECTRONIC COMMERCE PAYMENT SERVICES, NAMELY, ESTABLISHING, IMPLEMENTING, SUPPORTING, PROVIDING, AND PROMOTING, ELECTRONIC PROCESSING, CLEARING, AND TRANSMITTING ACCOUNT AND BILL PAYMENT INFORMATION AND DATA VIA ELECTRONIC MEDIA INCLUDING THE INTERNET AND PERSONAL DATA ASSISTANT (PDA), MOBILE , WIRELESS, CELLPHONE AND CELLULAR TELECOMMUNICATIONS; OUTSOURCED ELECTRONIC PAYMENT PROCESSING ON PAY PER USE BASIS