Data processing services in the fields of electronic bill payments and banking; computerized database management in the fields of electronic bill payments and banking; computerized data base management and data base processing; promoting the sale of the goods and services of others through the distribution of printed materials, electronic offers and promotional contests; contests and incentive award programs to promote the sale of the products and services of others; promoting sports competitions and events of others; promoting the concerts of others; preparing of business reports; tracking of sales volumes for others; business management, analyses and advisory services; business administration and marketing consulting services; market research services; conducting marketing studies; computerized database management; association services, namely, promoting the interests of banks, credit unions and other regulated financial institutions; negotiation and settlement of commercial transactions for third parties

Financial services, namely, banking and credit services; providing credit card, debit card, charge card and stored value prepaid card services; financial services, namely, banking, bill payment services, credit card and debit card services; cash replacement rendered by credit cards, prepaid card services offered through cards with stored value, automated teller machine services, namely, the provision of balance details, deposits and withdrawals of money to card holders via automatic teller machines; processing of financial transactions on-line via a computer database or via telecommunications and at the point of sale, namely, credit and debit card processing services; electronic credit, debit and cash transactions, electronic processing and transmission of bill payment data; processing of financial transactions on-line via a computer database or via telecommunications and at the point of sale, namely, credit and debit card processing services; electronic processing and transmission of bill payment data, processing services for financial transactions by card holders via automatic teller machines, namely, credit and debit card processing services; financial services in the nature of providing financial settlement and pay authorization services for outstanding accounts payable balances; providing travel insurance services; issuing and redemption of travelers checks; check verification and check cashing services; authentication and verification services for use of credit cards and debit cards; verification of financial information, namely, check and credit card information; financial management services, namely, maintenance of financial records; electronic funds transfer and currency exchange services; dissemination of financial information via the internet and other computer networks; remote payment services; stored value electronic purse services, providing electronic funds and currency transfer services, electronic payments services, prepaid telephone calling card services, cash disbursement services, and transaction authorization and settlement services; provision of debit and credit services by means of radio frequency identification devices, namely, transponders; providing debit and credit card services by means of communication and telecommunication devices; providing financial services for the support of retail services provided through mobile telecommunications means, namely, payment services through wireless devices; the provision of financial services for the support of retail services provided on-line, through networks or other electronic means using electronically digitized information; services in the accessibility, storage and utilization of a store of digitized electronic financial information, services in the accessibility, storage and utilization of a store of digitized electronic financial information representing monetary value in hand-held technology accessible to use by an individual; bill payment services provided through a website; on-line banking; financial banking services provided over the telephone and by means of a global computer network or the internet