Data processing services in the fields of electronic bill payments and banking; computerized database management in the fields of electronic bill payments and banking; computerized data base management and data base processing; promoting the sale of the goods and services of others through the distribution of printed materials, electronic offers and promotional contests; contests and incentive award programs to promote the sale of products and services of others; promoting sports competitions and events of others; promoting the concerts of others; preparing of business reports; tracking of sales volumes for others; business management, analyses and advisory services; business administration and marketing consulting services; market research services; conducting marketing studies; computerized database management; association services, namely, promoting the interests of banks, credit unions and other regulated financial institutions; negotiation and settlement of commercial transactions for third parties

Financial services, namely, banking and credit services; providing credit card, debit card, charge card and stored value prepaid card services; financial services, namely, banking, bill payment services, credit card and debit card services, cash disbursement rendered by credit card, prepaid card services offered through cards with stored value; automated teller machine services, namely, the provision of balance details, deposits and withdrawals of money to card holders via automatic teller machines; processing of financial transactions on-line via a computer database or via telecommunications and at the point of sale, namely, credit and debit card processing services; electronic credit, debit and cash transactions, electronic processing and transmission of bill payment data; processing of financial transactions on-line via a computer database or via telecommunications and at the point of sale, namely, credit and debit card processing services; electronic processing and transmission of bill payment data; processing services for financial transactions by card holders via automatic teller machines, namely, credit and debit card processing services; financial services in the nature of providing financial settlement and pay authorization services for outstanding accounts payable balances; providing travel insurance services; issuing and redemption of travelers checks; check verification and check cashing services; authentication and verification services for use of credit cards and debit cards; verification of financial information, namely, check and credit card information; financial management services, namely, maintenance of financial records; electronic funds transfer and currency exchange services; dissemination of financial information via the internet and other computer networks; remote payment services; stored value electronic purse services, providing electronic funds and currency transfer services, electronic payments services, prepaid telephone calling card services, cash disbursement services, and transaction authorization and settlement services; provision of debit and credit services by means of radio frequency identification devices, namely, transponders; providing debit and credit card services by means of communication and telecommunication devices; providing financial services for the support of retail services provided through mobile telecommunications means, namely, payment services through wireless devices; the provision of financial services for the support of retail services provided on-line, through networks or other electronic means using electronically digitized information; services in the accessibility, storage and utilization of a store of digitized electronic financial information, services in the accessibility, storage and utilization of a store of digitized electronic financial information representing monetary value in hand-held technology accessible to use by an individual; bill payment services provided through a website; on-line banking; financial banking services provided over the telephone and by means of a global computer network or the internet