Advisory services in the field of medical, health, life, income replacement and travel insurance; medical, health, life, income replacement and travel insurance brokerage services; advisory services in the field of medical, health, life, income replacement and travel insurance brokerage services; arranging of medical, health, life and travel insurance; consultancy services in relation to medical, health, life, income replacement and travel insurance; medical insurance brokerage, consultancy and information services; health insurance brokerage, consultancy and information services; life insurance brokerage, consultancy and information services; critical illness insurance brokerage, consultancy and information services; travel insurance brokerage, consultancy and information services; income replacement insurance brokerage, consultancy and information services; organizing and administration of pre-paid and self funded health care plans; organization, and administration of health insurance; organizing and administration of pre-paid health care and prescription drug services and plans

Telecommunications and communications services, namely, communications by electronic computer terminals, by mobile telephone, by electronic transmission of data and documents among users of computers, via computer terminals, by digital transmission or by satellite, by fibre optic networks and transmissions, by transmitting streamed sound and audio-visual recordings electronically, by transmitting streamed sound and audio-visual recordings electronically featuring encryption and decryption, by providing on-line communications links which transfer the website user to other local and global web pages, and by providing private and secure real time electronic communication over a computer network; signal transmission for electronic commerce via telecommunication systems and data communication systems, transmission of information by data communications for assisting decision making, transmission of information by electronic communications networks, transmission of information through video communication systems, the electronic transfer of data and voice via telephone, telegraphic, cable, satellite, used in the fields of medical, health, life, income replacement and travel insurance; providing remote access to electronic communication networks, the Internet and extranet; electronic transmission of mail and messages; providing multiple use access to global computer information networks for the transfer and dissemination of a wide range of information