Insurance services, namely, property and casualty insurance agency services, life and health insurance, brokerage, consultation, underwriting and administration of namely, homeowners insurance, automobile insurance, personal excess liability/umbrella insurance, valuable articles insurance, earthquake insurance, flood insurance, watercraft insurance, recreational vehicles insurance,[ farm and ranch insurance, ] life insurance, [ disability insurance,] commercial property insurance, commercial general liability insurance, workers compensation insurance, business owners insurance, fidelity insurance, commercial excess liability/umbrella insurance, directors and officers insurance, [ bonds, fiduciary,] employment practices and e-commerce liability insurance, professional liability, transportation insurance, personal accident and health [insurance,] fire insurance, malpractice insurance, crop and livestock insurance, annuities; Specifically NOT offering supplemental medical plans available to employers as an addition to the employers' current group medical plans; Mortgage lending services and real estate closing [ and title insurance agency services, ] residential real estate loan financing, mortgage brokerage and real estate lending services; mortgage lending and financial services, namely, loan processing, retail mortgage services; Real estate services, namely, real estate financing services, real estate consultation services