Customer loyalty programs for commercial, promotional and/or advertising purposes in association with financial planning services

Financial services, namely, funds investments, asset management, cash management, financial analysis, financial consultation, financial planning consultation, financial portfolio management, financial research, financial risk management, providing on-line financial calculators, providing stock/securities market information, stock brokerage, mutual funds brokerage, other securities brokerage, mutual fund investment, mutual fund distribution, consumer lending services, issuance and management of certificates backed by loan portfolios which are subsequently managed to insure the integrity of the certificates, investment fund transfers, investment fund transaction services, assisting others with the completion of financial transactions for stocks, bonds, securities and equities, a total portfolio offering for clients consisting of both separate accounts and mutual funds for equity and fixed income investments, financial trust operations, trust services namely, investment and trust company services, insurance services namely, underwriting, writing and brokerage of property, life and casualty insurance; investment management of and distribution of annuities, investment services, namely asset acquisition, asset consultation, asset development and asset management services, financial planning in the field of retirement planning and retirement education