Providing investment and insurance services for individuals, business entities, trusts, foundations, churches, schools, and charities, including retirement plans, namely administration and investment management of employee pension plans; Investment banking, financial investments in the fields of initial public offerings (IPO's), debentures, private offerings of securities and secondary offerings of securities, bridge financing, financial services, namely money lending, preparation of financial plans, brokerage services, investment services, and investment advice and management in the fields of financial securities, stocks, bonds, mutual funds, closed-ended funds, money market funds, zero coupon bonds, mortgage-backed and asset-backed securities, real estate investment trusts, convertible securities, commodities, stock options, indices of financial securities, financial services pertaining to oil and gas drilling and production programs, namely brokerage of renewable energy tax credit programs, brokerage of carbon credit programs, brokerage of oil and natural gas, management of drilling and production programs for oil, natural gas, biomass, solar, geothermal, hydroelectric, ethanol, bio-diesel; securities brokerage account services with an interest-bearing service for cash between investments, electronic cash transactions, and margin loan services; providing information and analysis in the fields of finance, investment, financial planning, and investment strategy; providing portfolio management services; providing an interactive online computer database in the field of financial portfolio management, financial decision making investment research, monitoring investment value and performance of investment research, monitoring investment value and performance of investments, analyzing investment performance, evaluating asset allocation, risk tolerance, financial alternative plans and investment timeframe; providing information in printed materials, by phone and by online means in the field of investment account information and financial research, and providing an online computer database in the fields of investing, finance, financial planning, financial news, financial information, and analysis in the fields of investing, finance and financial planning; financial information provided by electronic means; insurance brokerage; financial investments in the field of variable insurance; cash management account services; fixed income investment services; annuity investment services; electronic funds transfer; banking services; credit card and debit card services; check processing and bill payment services